Chapter 19.40 BORROWING This chapter is included in your selections. Sections: 19.40.010 Borrowing. 19.40.015 Obligations. 19.40.020 Pledge or encumbrance of SMEF Authority’s revenues, income, assets, and/or interest. 19.40.025 Refundings. 19.40.030 Sovereign immunity – Issuance of obligations and consent to be sued.